Financial Solutions
As a reputable Credit Broker based in Humberside, we are dedicated to sourcing lending options that align with your business's financial goals.
Property Purchase
Property purchase financing is designed to help individuals and businesses acquire the properties they need, whether for personal investment or business growth. This type of financing offers flexible options tailored to your goals, making it an essential tool for:
Buy-to-Let Investments: If you're looking to purchase residential properties to rent out, buy-to-let financing provides the capital you need. It’s a popular choice for investors seeking to generate rental income while benefiting from potential property value appreciation.
Property Investment: Ideal for those expanding a property portfolio or venturing into real estate as a long-term investment strategy. Financing options can support purchasing various types of properties, from residential to commercial or mixed-use spaces.
New Business Premises: For growing businesses, acquiring new premises can be a crucial step. Whether you’re relocating to a larger office, opening a new storefront, or purchasing a warehouse, financing solutions help you spread the cost over time while preserving cash flow for other operational needs.
Asset Finance
Asset finance is a practical funding solution that allows businesses to acquire or refinance assets they need to operate and grow without having to pay the full cost upfront. Instead, you spread the payments over an agreed term, preserving your cash flow for other priorities.
It’s a versatile option suitable for a wide range of industries. Here are some examples of assets that can be financed or refinanced:
Construction: Excavators, bulldozers, cranes, and other heavy machinery.
Transportation: Trucks, vans, trailers, and company vehicles.
Manufacturing: Production equipment, assembly line machinery, and tools.
Agriculture: Tractors, harvesters, irrigation systems, and farm equipment.
Technology: IT hardware, software, and office equipment.
Whether you’re looking to invest in new equipment or free up cash tied to existing assets, asset finance provides a flexible and cost-effective way to keep your business moving forward.
Invoice Financing
Invoice financing is a smart financial solution for businesses waiting on customer payments. If you’ve issued invoices but your cash flow is tight because clients take time to pay, invoice financing helps bridge the gap.
Here’s how it works: you sell your unpaid invoices to a financing company in exchange for a significant portion of their value upfront. When your customer settles the invoice, you pay back the financing company, along with a small fee.
This means you can access the funds tied up in your invoices quickly, giving you the working capital you need to keep your business running smoothly—whether it's covering expenses, restocking inventory, or pursuing growth opportunities.
With invoice financing, you don’t have to wait for payments to move your business forward!
Bridge Loans
Bridge loans are short-term financing options designed to provide fast access to capital when businesses face immediate needs or cash flow gaps. These loans are perfect for bridging the gap until longer-term funding or revenue arrives.
Here’s how they can help:
Cash Flow Management: Cover gaps while waiting for customer payments or seasonal income.
VAT Loans: Meet HMRC deadlines without straining your cash flow.
Property Transactions: Secure funding for new premises or investments before selling existing properties.
Seizing Opportunities: Act quickly on deals or projects requiring immediate funds.
Emergency Costs: Address urgent expenses like repairs or unexpected demands.
With quick approval, flexible terms, and broad applications, bridge loans help your business stay agile and ready for growth or challenges.
Ready to take the next step?
Discover flexible business loans and funding options tailored to your needs. Talk to Ellcado Finance today, the trusted commercial credit broker.